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Archive for May, 2009

Summer BBQ Essentials

Thursday, May 28th, 2009

BBQ pig sign

Longer days, warmer nights and parks packed with sunbathers and barbeques are all signs that summer is fast approaching. With summer comes the sound of kids splashing in pools, the whizzing of Frisbees, bees buzzing and fast moving thunderstorms that have lovers and friends laughing and running for cover.

Barbequing is the quintessential summer activity. It gets you out of the house, eating home cooked grub and socializing with friends. Below are a few items to keep you looking cool in the summer heat as bbq season approaches:

BBQ Bucket:

You know you’re going to barbecue, so why not look cool when doing it?  The BBQ Bucket has a strong handle for easy portability and you can load it up with your coals or briquettes before heading off to the park or beach which means one less thing to pack and leaves a free hand for the beer cooler!

Carry-All:

Whether you are heading to the beach, the park or a friend’s garden, you’ll inevitably have a lot to carry, be it blankets, food, wine or the whole lot. This two-handled carry-all can be filled with ice and used as a cooler for drinks and food, or filled with toys, shovels and buckets and all the bits and pieces required for a fuss-free day out at the beach.

Bottle Openers:

  • Key bottle opener
  • Vintage bottle opener
  • Pocket corkscrew

The corkscrew or bottle opener is an essential bbq item that when forgotten can lead to many inventive and sometimes dangerous ways to open bottles. Play it safe this summer with these handy openers that you can keep on your keychain.

Outdoor music:

These days it’s as common for people to have their iPod on them as their house keys. With an endless supply and array of music, this small, portable set of speakers will keep the party going long into the night.

Do you have any bbq tips or essential bbq items that wow your friends and make you the king or queen of the party?  Leave a comment and let us know, we’d love to share it with our readers!

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  • Top 10 Skills to Master Your Grill (lifehacker.com)
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Posted in Credit crunch, Frugal tips, General | 1 Comment »

Cash advance loans online

Wednesday, May 20th, 2009

What’s so evil about cash advance loans online? It seems that the media and the payday loan haters have grouped all online loans into one immoral group to be sunk to the bottom of the sea.

Why do online loans get so little love? The best guess would be the high annual percentage rate that is legally required to be displayed on all offers of credit. These APRs are astronomical because it’s an annual rate being applied to a very short-term loan.

It’s easy to balk at huge APRs as they are truly staggering, but they aren’t representative of the actual cost of a short-term, online loan. The best way to understand the cost of a short-term loan is to find out the actual cost upfront and decide if the cost equals the emergency.

Short-term, online loans are meant to help users resolve short term cash emergencies. An unexpected large bill, emergency veterinary care, or MOT or other motoring expenses are all common uses for urgent cash loans. When used responsibly for an immediate cash emergency and not used to supplement one’s income, short term loans online can be a real life-saver.

SameDayCash connects UK consumers with online lenders offering short term cash loans. If you need cash fast, take the time today to apply online with SameDayCash to find a lender who can help you solve your cash emergency.

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Posted in Cash advance loans, Emergency cash loans, Short-term loans | No Comments »

Frugal Holiday Tips

Tuesday, May 12th, 2009

Summer is approaching yet the credit crunch is ever-present. This isn’t stopping friends and colleagues from planning their bank holiday weekends or annual leave, they are just getting more creative.

The “staycation” is becoming more common as families, couples and singletons all opt for staying close to home and exploring their own cities or counties. This is certainly easy to do in London where there’s so much to see and do, but maybe a little more difficult for folks in the countryside or villages.

To help get your planning underway,  SameDayCash has surfed the net and pulled together the most common frugal holiday tips:

  • Travel off-peak: Whether travelling by air or train, mid-week is generally less expensive than weekend bookings. Also search the whole day for the best fare avoiding peak times.
  • Rent lodging: When staying for 3+ days, consider renting a flat or villa instead of staying in a hotel.
  • Opt for self-catering: It’s always cheaper to cook your own meals instead of dining out.

Here’s one site we really like for travel tips:

Money Saving Blog: 20 tips to keep your travel costs down this summer

Top tips include:

  • Enjoy free activities at your destination
  • Invite others to join you in order to share costs
  • Choose a destination that is not at its peak season

In the end, there’s always CouchSurfing.org or your local green space.

Safe travels!

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Instant cash payday loans

Tuesday, May 5th, 2009

Box clever with SameDayCash

Instant cash payday loans are all over the news lately. In America, many states are looking to ban payday loan lenders altogether or at least cap the APR that they charge. In the UK, instant cash payday loans are in the news and certainly causing a stir, but not yet to the degree as in America.

Here’s one article from Mirror.co.uk investigative reporters Penman & Sommerlad about payday loan companies that are based in the UK. Yikes!

Instant cash payday loans have high annual percentage rates, but it cannot be said enough that APR’s are an annual rate and cannot accurately be applied to short, 30 day loans. Also, any responsible lender will clearly state on their website that instant cash payday loans are for cash emergencies and are not meant for regular use or a supplement to your income.

With all the bad press that payday loans are getting, many new companies are boxing clever and sticking a new name on an old product. Don’t be fooled by the “microloans” and “microcredit” tags and always read the fine print.

Everyone can rest assured that with all the changes in the market, SameDayCash will continue to work with reputable lenders when connecting UK consumers to short term loans for cash emergencies. We may call short term loans by multiple other names, but we’ll continue to stress that these loans are for cash emergencies and they need to be repaid within a month. A borrower should always think about the affordability of a loan before they borrow any money.

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Posted in Emergency cash loans, Payday loan industry, Responsible borrowing | No Comments »


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